…. they found that many men, at the time they obtained Medicare, started behaving badly. Moral, or morale, hazard is a term largely used by economists to describe the actions of people more willing to take risks because they are insulated from the cost of their actions, in this case because of their recently obtained health insurance.
In the case of these men, when they got Medicare, they took worse care of themselves; they actually exercised less. Among those who didn\’t visit the doctor after getting insurance, the effect was dramatic: Their overall physical activity dropped by 40%; they were 16% more likely to smoke cigarettes and 32% more likely to drink alcohol.
Even if that seems extreme, it\’s still worth asking: Does health insurance make us healthier?
Wow. Tough question for you, if it fits: Does the knowledge that you’re insured cause you to not mind so much that you’re being treated for obesity related issues?